Attorney General No.
Secretary of State No.
Changes current law to permit insurance companies to offer a discount to drivers who have continuously maintained their auto insurance coverage, even if they change their insurance company, and notwithstanding the ban on using the absence of prior insurance for purposes of pricing. Establishes that lapses in coverage due to nonpayment of premiums may prevent a driver from qualifying for the discount. Summary of estimate by Legislative Analyst and Director of Finance of fiscal impact on state and local government: This measure would probably have no significant fiscal effect on state and local governments.
Christina L. Wilson c/o Chip Nielsen Nielsen, Merksamer, ParrineJlo, Mueller, & Naylor, LLP 1415 L Street, Suite 1200 Sacramento, CA 95814
ALLOWS AUTO INSURANCE COMPANIES TO BASE THEIR PRICES IN PART ON A DRIVER'S HISTORY OF INSURANCE COVERAGE. INITIATIVE STATUTE California Initiative 1381 (2009).