Proposition Summary

Requires Insurance Commissioner's approval before health insurer can change its rates or anything else affecting the charges associated with health insurance. Provides for public notice, disclosure, and hearing, and subsequent judicial review. Exempts employer large group health plans. Fiscal Impact: Increased state administrative costs to regulate health insurance, likely not exceeding the low millions of dollars annually in most years, funded from fees paid by health insurance companies.

Proposition Number




Document Type




Popular Vote Results

Y: 2,917,882; A: 41.1; N:4,184,416; B: 58.9

Election Type

General Election

Proposition Type

Initiative Statute

For Author

Deborah Burger, President of California Nurses Association; Jamie Court, President of Consumer Watchdog, Dolores Huerta, Civil Rights Leader

Against Author

Monica Weisbrich, R.N., President of American Nurses Association of California; Dr. José Arévalo, M.D., Chair of Latino Physicians of California; Allan Zaremberg, President of California Chamber of Commerce

Rebuttal Author

Gail Nickerson, President of California Association of Rural Health Clinics; Robert A. Moss, MD, President of Medical Oncology Association of Southern California; Kim Stone, President of Civil Justice Association of California

Rebuttal Against Author

Dr. Paul Song, Co-Chair for Campaign For A Healthy California; Henry L. “Hank” Lacayo, State President of Congress of California Seniors; Harvey Rosenfield, Author of 1988 insurance reform Proposition 103